Sometime in the future, I'll do a clean install of Windows on one of them and see what happens. When using the HP, Quicken opens slightly faster than it does on the Dell. I have two laptops, a Dell 17" and a HP 15", that are setup the same way. I was curious as to why Quicken was acting the way it is and if there was anything that could be done. I thank everyone for their time and inputs. OneDrive doesn't update files until after they are closed. Files are on my computer as well as the cloud and Quicken had no problem as long files were in the Documents folder. OneDrive has a personal vault but it does not allow for the storage of files on the hard drive, cloud Prior to using the Cryptomator program, I had, and still have, my Documents folder backed up to OneDrive. Cryptomator is a little more convenient to use than Boxcryptor, which is why I'm using it. Cryptomator works the same way and so does Boxcryptor. The same version of Quicken is installed on my wife's PC using the default settings and has no issues (thankfully!) which is why I know Quicken is having issues with using a virtual drive on You said you use Veracrypt, which I'm familiar with. Is this something I'll have to live with or is there something that can be done to speed up Quicken starting up? I've already tried uninstalling/reinstalling Quicken. The Personal Vault in OneDrive only allows for cloud storage, which is why I'm not using that option. I'm using Cryptomator to protect the files stored on OneDrive, which is setup to keep files on the computer as well as in the cloud. Trying to open the file from Quicken doesn't work because Quicken doesn't see the virtual drive created by Cryptomator. I've noticed that when Quicken updates, the update process always creates a Quicken folder in my Documents folder and I've gotten accustomed to having to go to my data file and using Quicken to open it. Once started, Quicken runs normally with no issues. With the vault unlocked, starting Quicken always takes 2 to 3 minutes to start. I'm using OneDrive and have my Quicken data files in a vault encrypted using Cryptomator. I using Quicken Starter Edition, version R35.31, build 27.1.35.31, on a Windows 10 Pro laptop.
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